Medical negligence Claim

[said]

The NHS does not pay directly for malpractice costs! As you say all commercial outlets are covered by a large variety of protection. Many of which are Trusts, including the NHS, and overseeing those is the NHS Litigation Authority which is independent of the Government - but in addition,, if you want to be be pedantic, all associated agencies, self employed practitioners etc., possess their own Public Indemnity against being sued. It would depend on the case being brought and the type of malpractice being sought. If you would like to know more - do let me know!

[seivad]

The NHS does not pay directly for malpractice costs! As you say all commercial outlets are covered by a large variety of protection. Many of which are Trusts, including the NHS, and overseeing those is the NHS Litigation Authority which is independent of the Government

The NHS does not pay directly for these claims as the NHS has insurance to cover the costs.

The NHS is self insured, so medical negligence claims are paid directly from the NHS budget.

As Albion said, it would be difficult for the NHS to obtain commercial insurance. Commercial insurance transfers the risk of payouts exceeding premiums, from the insured to the insurer. Given the huge £ amounts, and ever increasing number of negligence claims, it would be difficult, probably impossible, to get commercial insurance.

By self insuring the NHS retains the risk. Each NHS trust pays X amount of money into a fund held and managed by the NHS Litigation Authority. Claims are paid directly from this fund.

[Hamble]

The NHS does not pay directly for malpractice costs! As you say all commercial outlets are covered by a large variety of protection. Many of which are Trusts, including the NHS, and overseeing those is the NHS Litigation Authority which is independent of the Government - but in addition,, if you want to be be pedantic, all associated agencies, self employed practitioners etc., possess their own Public Indemnity against being sued. It would depend on the case being brought and the type of malpractice being sought. If you would like to know more - do let me know!

There is a difference between nhs employees and primary care such as G.p and dentists who are private and provide contracted services to the nhs.

Legal requirement for doctors to have insurance or indemnity.
In 2017 the average annual indemnity for a G.p was £8,000

Quote
"I am an NHS employed doctor. Do I need to have additional indemnity?

If you work for an NHS body (or the HSC in Northern Ireland) the organisation you work for will have NHS indemnity via a clinical negligence scheme. You may however want to consider whether you need additional indemnity for clinical work which isn't included in NHS indemnity, for example providing medico-legal reports and signing cremation certificates. MDU membership also provides access to support with many other medico-legal issues arising from clinical practice that are not covered by NHS indemnity such as attendance at an inquest, a complaint to the GMC or a professional disciplinary or criminal investigation as well as help with media enquiries.

I work in primary care or in the independent sector. Will I need to check that I am adequately indemnified?


Doctors working in primary care or in the independent sector need to make their own arrangements for indemnity. As an MDU member you should advise us of the nature and extent of the work you are undertaking to ensure that you are in the correct category of membership. It is also important that you notify us if your working circumstances change so that we can ensure you are paying the appropriate subscription.

Medico-legal work

Doctors who are undertaking medico-legal work such as writing medico-legal reports need to ensure they have appropriate indemnity. Doctors working in the independent and primary care sectors need to ensure that the MDU is aware of any medico-legal work you are undertaking so that we can ensure you are paying the appropriate subscription.

https://www.themdu.com/my-membership...e-or-indemnity